The Business Case for Digitally-Enabled Smallholder Finance
This brief looks at where and how innovations in digital technology promise to enable financial service providers (FSPs) to serve smallholders at scale, drawing from a survey of 23 selected FSPs in Africa, as well as desk research and interviews. It aims to equip providers of financial services, technical assistance and capital, and B2B digital service providers (DSPs) with insights for designing and scaling credit solutions for smallholders, by increasing transparency concerning the viability of digitally-enabled models for financing smallholders and laying the groundwork for further research and data gathering from FSPs that are using digital technology.