Publication database

Based on an analysis of the CGAP’s data from national surveys of smallholder households and smallholder diaries, this paper outlines the profile and needs of smallholder families and their various subgroups. Firstly, the paper looks at the relationship between financial activities and the different livelihood strategies employed by smallholder families. Further, it highlights the characteristics and behaviors that are common to large groups of smallholders, discusses how the overall market can be segmented most effectively, and presents a nuanced picture of the different types of smallholder households. Finally, the paper discusses opportunities available for various stakeholders serving smallholder families.

In 2015, ADB engaged Inclusive Business Sweden to prepare this sector study on IB models in the value chain of the textile and clothing industry in Asia, focusing on Bangladesh and Myanmar. The study—Project InTaCt (Inclusive Textiles and Clothing)—focused on mapping opportunities for developing IB models across supply chains in Asia as possible new and innovative investment opportunities for leading Swedish and other international and local companies in the sector.

This Policy Brief summarises a literature review that explored the costs of various sanitation technologies.

Sanitation businesses can improve services for all urban residents – including the poorest – but this requires carefully designed pricing strategies and measures to reduce risk.

This publication outlines WSUP’s approach to incentivising the private sector to target low-income customers, and how this is being applied to achieve commercial viability, affordability and equity of FSM service provision in Bangladesh.

“Can health microinsurance (HMI) schemes achieve sustainability?” As with many seemingly simple questions, there is no simple answer. The answer to this question is of interest to a variety of parties. Insurance providers seek to understand if there is a viable business case for offering an HMI product. Health-care providers and pharmaceutical companies are interested in whether or not HMI can be a means for broadening coverage. Donors and other funding organizations want to know if HMI is a viable investment as a means to improve health-care access, health outcomes and financial protection for the low-income population. Governments consider how to use HMI schemes as a step towards universal health coverage.

This paper seeks to answer this simple yet crucial question based on the experiences of five schemes in South Asia.

SAJIDA has consistently found ways to improve the value of its product for clients. From faster claims to community health workers, find out in Case Brief #3 how it uses the PACE tool to identify improvements.

Research Paper #16 assesses the impact of educational intervention on knowledge, attitude and willingness-to-pay for health insurance using occupational solidarity. It also explores the views of relevant actors on occupational solidarity-based health insurance. Based on multiple regression analysis and experimental design, the combined results of the experiments indicate that the educational intervention has improved the knowledge and willingness to pay for health insurance among informal sector workers in Bangladesh.

Research Paper #12 looks into whether access to microinsurance makes any difference in reducing child labour. The research compares three groups of households: those with no microcredit or microinsurance, those with microcredit but no microinsurance and those households with both microinsurance and microcredit. The study finds that in the case of extremely poor households with health microinsurance and/or life microinsurance in combination with microcredit, microinsurance has a significant effect on reducing child labour. However, it is also found that credit-life insurance has no significant influence. The practical policy consideration stemming from this research is that providing microcredit to extremely poor households is not enough to negate the use of child labour, however microcredit in combination with certain types of microinsurance can have a positive impact on reducing child labour.

Examines the role of financial institutions in transferring remittance and macro-economic background against which such transfers takes place; evaluates use of remittance, the characteristics and needs of remittance sending/receiving persons; explores the possible role of micro-finance institutions in attracting, transferring and administering remittance.