Publication database

This database contains a diverse range of more than 2,000 publications about inclusive business and relating topics, such as impact investing, microfinance and market systems approaches. You will find not only reports but also market intelligence, case studies, tools and videos that touch upon of several sectors and regions.

The diverse range of publications in this database all relate to inclusive business - meaning business models that engage base of the pyramid (BoP) consumers, suppliers, entrepreneurs and/or employees in low income and/or emerging markets.

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Database: Publications

Displaying 1 - 10 of 132
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The emergence of health microinsurance (HMI) programmes worldwide provides hope that the poor will receive, at a minimum, a reliable, adequate level of access to affordable healthcare. Led by the University of North Carolina - Chapel Hill and the ILO's Microinsurance Innovation Facility, Briefing Note #5, which is based on a longer thematic study that includes a literature review of 68 documents covering the period from 1999 to 2010 and expert interviews with more than 31 experts representing 25 organizations, focuses on private sector HMI and discusses the challenges that limit the growth and impact of HMI. In addition to identifying barriers to success, the authors present innovations that may move the field forward, including collaboration with public programmes.

PublisherThe ILO's Impact Insurance Facility
Publish Date
AuthorJ. Holtz, L. Jones Christensen, S. Leatherman
LanguageEnglish
Region/CountryGlobal
IB Topics: BoP as customer
No

Consumer education can be one important component of microinsurance schemes; it benefits microinsurance practitioners by stimulating demand and helps low-income households make informed decisions. Led by ILO's Microinsurance Innovation Facility, Briefing Note #3 summarizes feedback collected by the Microinsurance Network's Insurance Education Working Group from more than fifty practitioners who were early implementers of consumer education schemes. The authors highlight key design features for content and delivery of education and provide examples of organizations that have successfully implemented the features in consumer education programmes. In the last section, they review the challenges of sustainability and monitoring and evaluation that are especially relevant for practitioners who want to integrate education into their business models.

PublisherThe ILO's Impact Insurance Facility
Publish Date
AuthorA. Dalal, I. Dror, M. Matul
LanguageEnglish
Region/CountryGlobal
IB Topics: BoP as customer
No

One important lesson from behavioural economics is the understanding that small changes in the design of products and marketing can sometimes make a surprising difference in how and whether financial products are used. Led by the Financial Access Initiative, Briefing Note #4 presents laboratory and field research examples from the field of behavioural economics to provide eight recommendations for microinsurance providers. The authors describe new insights into how households think about losses and gains, weigh present and future trade-offs, struggle with self-control, and are influenced by the way choices are framed. These insights can help insurers navigate how to improve product design, marketing, insurance education, pricing, and take-up.

PublisherThe ILO's Impact Insurance Facility
Publish Date
AuthorA. Dalal, J. Morduch
LanguageEnglish
Region/CountryGlobal
IB Topics: BoP as customer
No

One important lesson from behavioural economics is the understanding that small changes in the design of products and marketing can sometimes make a surprising difference in how and whether financial products are used. Led by the Financial Access Initiative, Microinsurance Paper #5 presents laboratory and field research examples from the field of behavioural economics to provide eight recommendations for microinsurance providers. The authors describe new insights into how households think about losses and gains, weigh present and future trade-offs, struggle with self-control, and are influenced by the way choices are framed. These insights can help insurers navigate how to improve product design, marketing, insurance education, pricing, and take-up.

PublisherThe ILO's Impact Insurance Facility
Publish Date
AuthorA. Dalal, J. Morduch
LanguageEnglish
Region/CountryGlobal
IB Topics: BoP as customer
No

In 2009, the Microinsurance Innovation Facility published, in its Briefing Notes series, the results of a study that revealed the current landscape of microinsurance in Africa. The study, conducted in partnership with the MicroInsurance Centre, identified over 14 million low-income people in Africa who were covered by microinsurance at the end of 2008, almost double where this figure stood in 2004. Even with such growth, substantial parts of the continent remain almost barren of microinsurance. Microinsurance Paper #4 is an expanded version of those briefing notes, presenting more detailed results of the study and setting them in context. Market opportunity and demand are covered in depth, along with the African regulatory environment and other important enabling factors. The current outreach of microinsurance in Africa, including insurers, products, and delivery channels, is then presented from a practice-based perspective, with case studies and input from expert practitioners. The paper concludes with a discussion of challenges that must be overcome in order to facilitate broader, high-quality expansion in the years to come.

PublisherThe ILO's Impact Insurance Facility
Publish Date
AuthorC. Phily, J. Harms, M. J. McCord, M. Matul
LanguageEnglish
Region/CountryMiddle East and North Africa, Sub-Saharan Africa
IB Topics: BoP as customer
No

This report provides an overview of CEO perspectives on the progress to date, challenges ahead and the journey towards a sustainable economy. It draws on insights from major consumer goods companies around the globe and across 46 countries including companies such as Unilever, Nestlé, Diageo, Heineken, Timberland and Natura.

Publisher
Publish Date
AuthorP. Lacy, T. Cooper, R. Hayward, L. Neuberger
LanguageEnglish
Region/CountryGlobal
Sector
No

Stories of Change is Ashoka’s electronic book series profiling stories of "changemakers in the Ashoka community", Fellows, Youth Venturers, staff and partners. In this report 22 social entrepreneurs from across the globe disclose what they hope or believe the world will look like in 2020, as well as what they will do to move in that direction.

Publisher
Publish Date
Author
LanguageEnglish
Region/CountryGlobal
IB Topics:
No

The report summarizes the findings of the Roundtable Dialogue 2009 in India, where public and private business linkage practitioners discussed supply, distribution, and sales models that foster entrepreneurship and enterprise development among the BoP. The report points out opportunities to enable access to BoP markets and challenges in the forming of business linkages as well as corresponding patterns of solutions and cross-cutting themes using practical company examples.

Publisher
Publish Date
AuthorB. Jenkins, E. Ishikawa
LanguageEnglish
Region/CountryGlobal
IB Topics:
Sector
No

This report employs a case study approach, mapping examples of impact investments on a traditional asset allocation framework. It illustrates the diversity of products that are being developed, where they reside within a traditional asset allocation framework and the types of opportunities that are available to date. It also demonstrates how impact investing can be integrated across asset classes and equips investors with the tools to frame their investment decisions from strategy to implementation and evaluation.

Publisher
Publish Date
Author
LanguageEnglish
Region/CountryGlobal
Sector
No

This report examines how business driven partnerships are addressing Africa’s development challenges in new and innovative ways. It reviews four challenge areas: (1) enterprise development, (2) regional integration and trade, (3) human development, and (4) environmental sustainability and discusses ways companies can contribute through core business activity, social investment, and public policy dialogue.

Publisher
Publish Date
Author
LanguageEnglish
Region/CountrySub-Saharan Africa
IB Topics: Partnerships
Sector
No