Publication database

This database contains a diverse range of more than 2,000 publications about inclusive business and relating topics, such as impact investing, microfinance and market systems approaches. You will find not only reports but also market intelligence, case studies, tools and videos that touch upon of several sectors and regions.

The diverse range of publications in this database all relate to inclusive business - meaning business models that engage base of the pyramid (BoP) consumers, suppliers, entrepreneurs and/or employees in low income and/or emerging markets.

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Database: Publications

Displaying 1 - 10 of 132
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Innovations and barriers in health microinsurance
4

The emergence of health microinsurance (HMI) programmes worldwide provides hope that the poor will receive, at a minimum, a reliable, adequate level of access to affordable healthcare. Led by the University of North Carolina - Chapel Hill and the ILO's Microinsurance Innovation Facility, Briefing Note #5, which is based on a longer thematic study that includes a literature review of 68 documents covering the period from 1999 to 2010 and expert interviews with more than 31 experts representing 25 organizations, focuses on private sector HMI and discusses the challenges that limit the growth and impact of HMI. In addition to identifying barriers to success, the authors present innovations that may move the field forward, including collaboration with public programmes.

PublisherThe ILO's Impact Insurance Facility
Publish Date
AuthorJ. Holtz, L. Jones Christensen, S. Leatherman
LanguageEnglish
Region/CountryGlobal
IB Topics: BoP as customer
SectorFinancial Services, Health
No
Emerging practices in consumer education on risk management and insurance
8

Consumer education can be one important component of microinsurance schemes; it benefits microinsurance practitioners by stimulating demand and helps low-income households make informed decisions. Led by ILO's Microinsurance Innovation Facility, Briefing Note #3 summarizes feedback collected by the Microinsurance Network's Insurance Education Working Group from more than fifty practitioners who were early implementers of consumer education schemes. The authors highlight key design features for content and delivery of education and provide examples of organizations that have successfully implemented the features in consumer education programmes. In the last section, they review the challenges of sustainability and monitoring and evaluation that are especially relevant for practitioners who want to integrate education into their business models.

PublisherThe ILO's Impact Insurance Facility
Publish Date
AuthorA. Dalal, I. Dror, M. Matul
LanguageEnglish
Region/CountryGlobal
IB Topics: BoP as customer
SectorEducation, Financial Services
No
The psychology of microinsurance: Small changes can make a surprising difference
4

One important lesson from behavioural economics is the understanding that small changes in the design of products and marketing can sometimes make a surprising difference in how and whether financial products are used. Led by the Financial Access Initiative, Briefing Note #4 presents laboratory and field research examples from the field of behavioural economics to provide eight recommendations for microinsurance providers. The authors describe new insights into how households think about losses and gains, weigh present and future trade-offs, struggle with self-control, and are influenced by the way choices are framed. These insights can help insurers navigate how to improve product design, marketing, insurance education, pricing, and take-up.

PublisherThe ILO's Impact Insurance Facility
Publish Date
AuthorA. Dalal, J. Morduch
LanguageEnglish
Region/CountryGlobal
IB Topics: BoP as customer
SectorFinancial Services
No
The psychology of microinsurance: Small changes can make a surprising difference
22

One important lesson from behavioural economics is the understanding that small changes in the design of products and marketing can sometimes make a surprising difference in how and whether financial products are used. Led by the Financial Access Initiative, Microinsurance Paper #5 presents laboratory and field research examples from the field of behavioural economics to provide eight recommendations for microinsurance providers. The authors describe new insights into how households think about losses and gains, weigh present and future trade-offs, struggle with self-control, and are influenced by the way choices are framed. These insights can help insurers navigate how to improve product design, marketing, insurance education, pricing, and take-up.

PublisherThe ILO's Impact Insurance Facility
Publish Date
AuthorA. Dalal, J. Morduch
LanguageEnglish
Region/CountryGlobal
IB Topics: BoP as customer
SectorFinancial Services
No
The landscape of microinsurance in Africa
59

In 2009, the Microinsurance Innovation Facility published, in its Briefing Notes series, the results of a study that revealed the current landscape of microinsurance in Africa. The study, conducted in partnership with the MicroInsurance Centre, identified over 14 million low-income people in Africa who were covered by microinsurance at the end of 2008, almost double where this figure stood in 2004. Even with such growth, substantial parts of the continent remain almost barren of microinsurance. Microinsurance Paper #4 is an expanded version of those briefing notes, presenting more detailed results of the study and setting them in context. Market opportunity and demand are covered in depth, along with the African regulatory environment and other important enabling factors. The current outreach of microinsurance in Africa, including insurers, products, and delivery channels, is then presented from a practice-based perspective, with case studies and input from expert practitioners. The paper concludes with a discussion of challenges that must be overcome in order to facilitate broader, high-quality expansion in the years to come.

PublisherThe ILO's Impact Insurance Facility
Publish Date
AuthorC. Phily, J. Harms, M. J. McCord, M. Matul
LanguageEnglish
Region/CountryMiddle East and North Africa, Sub-Saharan Africa
IB Topics: BoP as customer
SectorFinancial Services
No
Building Competitiveness in Africa's Agriculture: A Guide to Value Chain Concepts and Applications
187

This comprehensive publication series provides an analyses of the issues that affect the role of agriculture, including livestock, fisheries, and forestry, as a source of economic development, rural livelihoods, and environmental services. It provides the user with actionable methods and tools to design programmes and investment projects that aim to increase the productivity and performance of sub-Saharan African agriculture.

Publisher
Publish Date
AuthorC. M. Webber, P. Labaste
LanguageEnglish
Region/CountrySub-Saharan Africa
IB Topics:
SectorAgriculture or Food
No
Stories of Change: Vol. 3: 20/20 Vision: Pedictions for a decade
32

Stories of Change is Ashoka’s electronic book series profiling stories of "changemakers in the Ashoka community", Fellows, Youth Venturers, staff and partners. In this report 22 social entrepreneurs from across the globe disclose what they hope or believe the world will look like in 2020, as well as what they will do to move in that direction.

Publisher
Publish Date
Author
LanguageEnglish
Region/CountryGlobal
IB Topics:
SectorEnergy, Health, Education
No
Appropriate Development, Architecture and Planning Technologies (ADAPT)
24

This case study focuses on the urban planning strategies used by a local architecture consultancy firm called ADAPT (Appropriate Development, Architecture and Planning Technologies). It examines how they meet the opportunities of building, upgrading and renewing urban real estate in Egypt’s informal economy. The report describes the market and location context, the business model, constraints and solutions, the actors, and the results of the business.

Publisher
Publish Date
AuthorP. Nader
LanguageEnglish
Region/CountryMiddle East and North Africa
Egypt
IB Topics:
SectorHousing or Construction
No
Assessing Markets: A supporting document to the IMD Handbook
59

This guidance note explains the initial steps to take in order to identify opportunities for effective Inclusive Markets Development (IMD) interventions. It is a supporting document to the Inclusive Markets Development Handbook, which describes UNDP’s IMD approach in detail. The note provides a methodology to identify opportunities and select markets with good potential to work for the poor and explains specific questions and issues that need to be resolved at each stage.

Publisher
Publish Date
Author
LanguageEnglish
Region/CountryGlobal
IB Topics: Partnerships
Sector
No
Adina for Life
20

This case study focuses on Adina for Life Inc. a joint venture created in 2004 to sell culturally authentic and healthy beverages in the American market. Adina for Life used certified organic hibiscus blossoms from the Quality Biological Agriculture Cooperative (QABCOO) located at Latmingue in Senegal, building capacities among the poor by providing partnerships in organic and fair trade production and distribution, training and support to small organisations. The report describes the origin of the idea, business model, constraints and the results.

Publisher
Publish Date
AuthorM. Gaye
LanguageEnglish
Region/CountrySub-Saharan Africa
Senegal
IB Topics:
SectorAgriculture or Food
No