Publication database

Research Paper #18 investigates the preferences of clients and determinants of demand for microinsurance products with the case study of the Mutual Assistance Fund (MAF), the pioneer microinsurance provider in Vietnam. The results reveal that the current premium offered by MAF seems too low and that is has no significant effect to the preferences of clients over product attributes. It is also found that clients are willing to pay higher premiums in order to receive a higher level of benefit. In addition, the main factors that are significantly affecting product preferences are previous experience with insurance, mathematical ability and attitude towards risk.

This case study looks at the CARE Bangladesh owned Krishi Utsho micro-franchise model - a system of stores, all linked by a common brand but owned by individuals, which sell products like cattle feed, seeds or veterinary medicines to farmers. It outlines how the model works; the opportunities and challenges; and the development impacts to date.

Research Paper #11 evaluates the Health Care Fund for the Poor (HCFP), a scheme that was initiated in Vietnam in 2003. The paper shows that, participation in the HCFP program reduced the out-of-pocket health care expenditure of poor participants, increased the intensity with which the poor sought health care and regular check-ups in public health facilities. The paper also reveals that the HCFP helped reduce the incidence of catastrophic spending when dealing with adverse health events. The paper addresses the possible selection bias of insurance participation by means of fixed-effects models and an instrument variable method within fixed-effects.

This case study showcases healthcare technology company Sproxil, which joined the Business Call to Action with a commitment to mobilize US$4 million to expand its efforts to empower patients and consumers in the fight against counterfeit medication in India and Kenya. The study outlines the company's goals which include expanding the use of Sproxil technology in the target markets by over 1,000%; and discusses how the business model works; the business and development impacts to date; and the key success factors.

This market scoping study was conducted to assess the feasibility of establishing a social investment fund to support inclusive businesses in Vietnam. It focuses on: understanding the opportunity to develop inclusive business approaches in Vietnam; the presence of private sector interest and viable opportunities to support inclusive business initiatives; the capacity and readiness of social, political and business stakeholders to invest and develop inclusive business; and what suitable investment strategies can catalyse the inclusive business potential in Vietnam.

This brochure deals with the Indian landscape of micro, small and medium enterprises (MSME) and highlights their challenges and what GIZ is doing to create an enabling environment for MSMEs. It introduces GIZ's private sector services for small businesses and other forms of support including help obtaining finance and work on related policy issues.

This report depicts the landscape of financing options for small and medium-sized enterprises (SMEs) in Bangladesh. It provides an in-depth analysis of finance providers and discusses how policy makers, financiers and SME entrepreneurs can enhance access to finance.

This case study focuses on the inclusive business model of Suvidhaa Infoserve Private Limited, an e-commerce service in India. The company reaches consumers through the "Suvidhaa Points" at local retailers. Electronic payment for customers is also enabled through a partnership with Financial Information Network and Operations Ltd. (FINO) through over 8,600 FINO agents who provide financial services to individuals with low-incomes. The case describes the inclusive business model, the company's commercial drivers, results achieved as well as IFC's role and value add.

This report evaluates the Indian social enterprise landscape with insights gathered from a survey of over 100 for-profit social enterprises and in-depth interviews. It presents detailed analysis and recommendations to assist investors, donors, sector enablers, policy-makers and academics in making informed decisions about their involvement with social enterprises.

This report outlines the roadmap of the World Economic Forum to realizing a New Vision for Agriculture. It highlights the contributions the private sector can make to implementing sustainable agriculture systems globally.