Publication database

This case study showcases Patrimonio Hoy, a subsidiary of the multinational Mexican cement manufacturer CEMEX, which joined Business Call to Action with a commitment to strengthening its inclusive business providing integral housing solutions for low-income families. It outlines the company's commitment strategy, how the business model works, the business and development impacts to date, and the key success factors.

This case study showcases the CEMEX' Assisted Self-Construction Integrated Program (Programa Integral de Autoconstrucción Asistida or PiAC) that is committed to enhancing low-income families’ capacities for attaining safe and affordable housing in Mexico. It outlines the cement manufacturers commitment strategy, how the business model works, the business and development impacts to date, and the key success factors.

This case study explores Patrimonio Hoy, an initiative of CEMEX, a multinational concrete manufacturer, which provides construction materials to low-income consumers in BoP regions. It reviews the impacts of improved housing conditions on children aged eight and under, across three dimensions of well-being: economic, capability, and relationship.

This case study focuses on the inclusive business model of La Hipotecaria Holding Inc., a full-service housing finance company. The company's inclusive business model is built on a niche product: mortgages for owner-occupied homes targeting formally employed borrowers whose average family incomes range from $400 to $800 per month. The case describes the inclusive business model, the company's commercial drivers, results achieved as well as IFC's role and value add.

This case study focuses on the inclusive business model of Vinte, a niche player in the low-and middle-income housing market, with a customer offering that is differentiated by the use of innovative technology and modern infrastructure services, such as the added option of rooftop solar cells for energy generation which significantly reduces electricity bills. The case describes the inclusive business model, the company's commercial drivers, results achieved as well as IFC's role and value add.

This case study focuses on the inclusive business model of Aadhar Housing Finance Pvt. Ltd. (AHFL), an Indian Housing Finance Company (HFC). AHFL offers home loans and free insurance to cover property, risk of accidental death, permanent injury that impairs earning capacity, or job loss for a limited period. The case describes the inclusive business model, the company's commercial drivers, results achieved as well as IFC's role and value add.

This case illustrates an approach to provide affordable earthquake-proof construction in an earthquake prone country with the rising young population who need houses and jobs. Understanding local conditions and building absorptive capacity to adopt, implement, maintain and scale up the technological solution is critical. Developing know-how and training local young graduates are the key factors driving the successful development of Saraman.

This case study focuses on Moladi, a family business based in South Africa, active in construction technology, seeking to provide affordable housing solutions for the poor. The firm’s basic model is to combine its construction technology with a simplified assembly method that helps to reduce both the costs and complexity of the building process. The report describes the model, looks at the actors and results that have been achieved.